Law is Justice

Your friend or loved one is likely to be deep in debt and may not qualify for a conventional bank loan. However, there are peer-to-peer lending risks you need to be aware of before giving out your money to them. Give yourself time to ponder your answer when someone you love asks you to hand over your hard-earned cash. Ask what other ways they have been trying to obtain capital. It pays to inquire and clarify that you need full financial disclosure if you consider lending money.

To minimize the burden of lending to friends or relatives, consider these extra tips:

1. Only Lend What You Can Afford

An old gambling game says you can never wager more than you can afford to lose. For loans to a friend or family member, the case is usually different. You need to determine if you are willing to forget the debt to save … Read more

New Jersey lawmakers in 2018 passed a law that would see employees in the state get one hour of paid sick leave for every 30 hours worked, which could add up to 40 hours in a benefit year. The law covers everyone, including seasonal and part-time employees.

The act however excludes public employees who are already enjoying sick leave benefits; union construction workers; and per diem nurses. Get in touch with an employment attorney Newark NJ to help you understand if you are covered by this act.

How the leave can be used

Employees are allowed to utilize their accrued paid sick leave after working for at least 120 days from the day they are hired for these reasons:

• To undergo diagnosis and/or treatment of a physical or mental illness
• To receive preventive care
• ●       To provide care or aid to a family member who is undergoing diagnosis or receiving