Disability insurance is one of the types of claims that most people have questions about if they are faced with making this kind of claim. In order to obtain disability in California or any other state, there is a process to go through, which can be confusing without knowing the facts about it.

Disability Insurance

The process to get disability can be a lengthy process until receiving income since the individual must be approved for the benefits. This usually is a type of claim made after being diagnosed with an illness or injury. It is a condition that results in a loss of work and employees in California are paying premiums for disability insurance in their payroll taxes. If the person is self-employed the premiums are based on the individual’s profit from the prior year. However, there are some employees that are not paying these premiums and are covered under …